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Abu Dhabi Exports Office (ADEX) was established by Abu Dhabi Fund for Development, to provide buyer’s credit facilities in form of loans and guarantees to boost and open new markets for UAE exports.

The initiative seeks to support the national economy and enhance its competitiveness in line with the UAE’s strategies aimed at advancing economic diversification as a pillar of sustainable development, through expanding the range of export products and commodities.

Build a diversified and sustainable national economy

Enhance the competitiveness of non-oil national exports in international markets

Protect national companies from potential payment default risk

Facilitates exports by providing credit to foreign buyers to import goods from UAE

Paid by ADEX to the UAE exporters on behalf of the foreign buyer

Can be a transaction specific financing or a revolving

line of credit

Can be offered to foreign buyers of products/services of an overseas UAE related company (at least 30% UAE ownership)

Short, medium and long-term financing facilities for the foreign buyer (up to 15 years)

Competitive and attractive interest rates

ADEX’s Buyer's Credit financing tools (direct and indirect export credit) aim to motivate UAE exporters to explore new markets. Through these tools, the overseas buyer can import goods and services from the UAE on deferred payment terms and competitive rates. As a result, the UAE exporter enjoys lower complexities of international trade transactions such as payment default risk, and can better compete in the international market.

Indirect Financing (Loans)

Opening a credit line with financial institutions in the importing countries for on lending purposes to importers to purchase goods or services from a UAE source.

Type

Revolving credit facility

Financing value

Up to 100% of the export contract value

Currency

AED or US$

Interest rate

Fixed/variable

Minimum Finance

US$100,000

Loan period

Up to five years

Relending Bank (Authorized Bank)

(Lender)

Secondary Borrower (Importer)

UAE National Exporter

1 Credit facility

6 Disbursement Request

8 Loan Repayment

2Re-lending Agreement

5 Payment Request

7Loan Disbursement

4 Shipment

3 Sales Contract