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Funding Process

REVIEW OF THE APPLICATION DOCUMENTS:

 

  1. • Official submissions should come from a government entity, specificlly through the ministry in charge of international borrowing.
  2. • All requests should indicate that the project is within development priorities.
  3. • The request for funding should be supported by an economic feasibility study, projected cash flow and the financing plan. (Feasibility study Requirments)​

 

 
 
 
 

INITIAL ASSESSMENT:

 

  1. • Review of the sumbission and evaluation of the economic feasibility process allows ADFD to understand the project, and coordinate with other financing institutions involved in funding the project.

 

 
 
 
 

PROJECT APPRAISAL:

 

  1. • The appraisal process allows ADFD to ascertain the economic conditions, review the soundness of the feasibility study, assess the validity of the cost estimate and assess the capabilities of the beneficiary in administering, executing, operating and maintaining the project.

  2. (ADFD may accept appraisal reports conducted by one of the other financing institutions.)

 

 
 
 
 

LOAN APPROVAL:

 

  1. • Once approved by ADFD’s Board of Directors, the beneficiary will be notified and the loan negotiation process will commence in preparation for the loan signature.

 

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Funding Policies

  1. Loan amounts vary, (5 - 100) million USD, depending on the project and the country’s per capita income.
  2. Loan rates vary between 2 – 5 % per annum.
  3. Loan durations vary, 15 – 20 year, including a grace period ranging from 3 – 5 years.
  4. Final terms and conditions of the loan will be set by ADFD.
  5. The loan amount for each project shall not exceed 50 % of the project cost.
  6. In subject to approval of the Board of Directors, ADFD may extend its participation up to 80 % of the project cost for projects not exceeding $20 million in cost.​​​​​​​
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Terms of Use

Welcome to adfd.ae Website. The ADFD official website operates only under one domain name https://www.adfd.ae, and is not connected with the hosts of any other websites that may look similar to its official website.

1- Acceptance

By accessing this website, you confirm that you have read and accepted these terms of use (“Terms”). If you do not agree to the Terms, do not access or use the website. You are responsible for compliance with all laws and regulations in any jurisdiction in respect of the use of this website, as applicable. Abu Dhabi Fund for Development ("ADFD") reserves the right to update this Notice from time to time in its sole discretion. It will be effective immediately upon notice published on this website.

The information contained in this Website is for general information purposes only, any reliance you place on such information is therefore strictly at your own risk.

 

2- No Indemnities and no Warranties

The information is provided by ADFD and while we endeavour to keep the information up to date and correct, ADFD makes no express or implied representations or warranties of any kind related to this Website or the materials contained on this Website. ADFD hereby disclaims any warranty, liability, express or implicit connected to any of the content displayed on the Website. In no event will ADFD be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the Use of this Website.

3- Proper Usage

Strictly prohibited to Visitors to use the ADFD Website for any of the following:

  1. to post, submit or otherwise distribute unlawful, defamatory, abusive, obscene or offensive materials;
  2. violate third-party rights including copyright, trademark or privacy;
  3. access or attempt to access the Website and Features using interfaces aside from the ones provided by the Website;
  4. publishing any Website material in any media;
  5. selling, sublicensing and/or otherwise commercializing any Website material;
  6. using this Website in any way that is, or maybe, damaging to this Website;
  7. use this website in a manner that violates the laws and regulations of the United Arab Emirates, or in a manner that may or may cause damage to the site or any person or business entity;
  8. engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website, or while using this Website;
  9. using this Website to engage in any advertising or marketing;
  10. breach or attempt to breach any security measures of the Website;
  11. impersonate any person or entity related to ADFD; or
  12. forge any header information in any electronic posting or mail.

 

4- Proprietary and Intellectual Rights

All materials displayed or made available on the Website, including, but not limited to, graphics, documents, text, logos, images, sound, video, audio, artwork, software, and HTML code (collectively, the "Material") are the exclusive property of ADFD or its content suppliers, who reserve all their intellectual property rights. The applicable laws and regulations in UAE protect the Materials. Except as expressly permitted herein, you shall not (i) use, copy, modify, display, delete, distribute, download, store, reproduce, transmit, publish, sell, re-sell, adapt, reverse engineer, or create derivative works of the Material, or (ii) use the Material on other web sites or any media, e.g., networking environment, without ADFD's prior written consent.

5- Personal Information and Information Disclosure

The ADFD reserves the right to disclose any Visitor information, including personally identifiable information, when required by law or when necessary to investigate potential illegal activities such as fraud, violations of the Terms of Use, or when otherwise necessary to protect the property, rights and safety of the ADFD, Website Visitors or other third parties.

Under no circumstances would ADFD and its employees initiate emails or telephone calls requesting individuals to disclose or confirm their personal or financial information. Furthermore, should you be contacted by individuals or institutions purporting to be from ADFD, claiming to offer banking or other services, or requesting monetary deposits, or phishing for information such as account details, personal identification details and passwords, you should assume that these individuals or institutions are engaging in fraud or identity theft and should be reported to your local police authority

6- Reporting abuse

To report the abuse of the Website, or violations of these Terms of Use, including defamatory, vulgar, threatening or misleading information, misappropriation of content, or any other inappropriate use, please “click here”.

7- Privacy Policy

The Website collects two categories of information, General Information. The Website automatically collects non-personally-identifiable information using the Website’s cookies to monitor Visitor usage patterns and information. Examples of the collected information include: (i) domain names, (ii) time and date stamps, (iii) IP addresses, browser types or operating systems, (iv) pages that a Visitor views and the links used to arrive at the pages, (v) domain names of other websites that linked to the Website, (vi) Website landing pages and (vii) other general demographic information. Personally-Identifiable Information: Visitors that register with the Website to receive an email alert through ADFD share point service may be asked to submit personal information such as an email address. The Website shall not collect personally-identifiable information without the consent of a Visitor. The Visitor also maintains a right of rectification with regard to personal information and may modify or delete their personal information, in whole or in part, at any time.

By ACCESSING THIS WEBSITE, YOU AUTOMATICALLY ACCEPT ALL TERMS OF THE ADFD PRIVACY POLICY SET FORTH HEREIN AND HEREBY AUTHORIZE ADFD TO COLLECT, STORE, USE AND DISCLOSE PERSONAL DATA ABOUT YOU AS SET FORTH THEREIN.

8- Applicable Laws

These Terms of use shall be governed by and construed in accordance with the laws of the United Arab Emirates, as applicable in the Emirate of Abu Dhabi. Any disputes arising in connection with this Agreement shall be settled before the Abu Dhabi competence courts.

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